Road ahead of Indian banking through universal banking and regulatory environment

Authors : T Bayavanda Chinnappa, T Bayavanda Chinnappa, N Karunakaran, N Karunakaran

DOI : 10.18231/j.jmra.2021.036

Volume : 8

Issue : 4

Year : 2021

Page No : 189-192

The challenges staring at banking today need not result in a feeling of inadequacy. The IT framework in India had strong ground and the industry has been showing significant growth rates in the previous years, with the financial sector having benefited immensely from the offerings of IT. Banks have commenced to grow laterally and at an exponential rate. As India develops into a formidable force, it is Information Technology, which holds the key to the process of transformation. The key strengths lie in knowledge processing and as bankers performing this function quite well both for customers as well as for the growth of organizations. This underlying strength will ensure the key to success.


Keywords: Capital; regulatory environment, Universal banking, Information technology, India


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